The Smart Way to Invest at Low Cost
Government Bonds are issued by sovereign governments. Sovereign bonds are tradable and backed by the full faith and credit of the country’s treasury.
- Less volatility
- Diversification benefits
- Access to a yield return
Corporate bonds are bonds issued by corporations, LLCs, partnerships, and other commercial entities. Companies who issue corporate bonds aren’t as resilient as governments or municipalities, so there’s more risk.
- Diversification benefits
- Access to a yield return
Equities are grouped by sectors and the member companies' basic economic function.
- Diversification benefits
- Controlling risk during recessions
Factor exposures are key drivers of portfolio returns because different investment factors can outperform (or underperform) for prolonged periods.
- Diversification benefits
- Enhance portfolio performance
International stocks are mainly from developed and emerging markets. These are diversified investments across sectors and geographic that generally follow a large-cap investment style.
- Diversification benefits from investing globally.
Commodities as an asset class have had a historically low correlation with stocks and bonds. Gold provides the potential for long-term capital appreciation and acts as an inflation hedge.
- Diversification benefits
- Hedge against inflation